Category: Invests Insights

Equity: Primary vs Secondary Market

Primary market The primary market is where public shares are initially listed and traded by companies. Underwriters Companies usually hire one or…

Using Debt Responsibly

Unfortunately, debt has earned a rather negative connotation over the years and it is mainly due to people using it irresponsibly. The…

Understanding the Different Financial Life Stages and Goals – Part 1

It is important to understand that your financial health and goals should be adjusted and measured based on the financial stage you…

How Companies Raise Capital

Whether a company is big or small, at some stage it will have to raise capital to expand its operations, take on…

The Eighth Wonder of the World – Compounding Interest

Albert Einstein famously referred to compounding interest as the eighth wonder of the world. He went on to state that those who…

What Can Retirement Products Invest in?

As explained in previous articles, any retirement product can be thought of as a vehicle used to carry the underlying investment. The underlying…

Liquidity of Retirement Funds

In the previous two articles, we considered how and why the government encourages South Africans to save for retirement, and how each…

Understanding Retirement Products

When we consider retirement products, we need to understand how these products fit together. The diagram below provides an overview of retirement…

The Tax Benefits of Contributing Towards Your Retirement Products

Saving for retirement is a big deal, not only for you, but also for the government, which would otherwise carry the burden…

Exchange Traded Funds (ETF)

In the previous articles, we discussed unit trusts, which are pooled investments where a manager trades the underlying shares actively. In this…